November 5, 2025 – Micro Payments Cosmin Ene and Advanced Business Abilities Mike Irving

November 5, 2025 – Micro Payments Cosmin Ene and Advanced Business Abilities Mike Irving



Cosmin Ene – CEO of Supertab & Co-founder of Cyberhuman.ai

…I realized that the internet was built for discovery, not for commitment…

Cosmin Ene

Cosmin Ene, a Swiss serial entrepreneur who originally came to Europe as an immigrant from Romania. He now splits his time between Zurich and the U.S., somewhere inside what he calls the Bermuda Triangle of New York, San Francisco and Seattle. Before founding Supertab, Cosmin co-founded Deluxe Music Television (think VH1 for Europe) bringing music back to audiences after MTV pivoted to reality shows. Today he’s building payment solutions for both humans and machines, making it as easy for people to buy as it is for AI to transact. He believes especially online, businesses need to radically center around the user. Cosmin is a seasoned entrepreneur who’s built multiple ventures around one core idea: empowering people to access and pay for content on their own terms. After founding LaterPay, one of Europe’s first scalable micropayment platforms, Cosmin is now leading Supertab, a flexible, frictionless payment layer that’s rethinking how creators, publishers and even AI bots monetize content without subscriptions or ads. He has been called the forefather of online micropayments. What makes Cosmin a great fit for your audience is his founder story, bootstrapping innovation in a complex space, learning from global expansion and now applying those insights to launch a lean, user-centric solution in Supertab that truly is one of the first of its kind. He brings a clear-eyed view of what it takes to build resilient, purpose-driven startups in the digital economy.





Mike Irving – Founder of Advanced Business Abilities

The people that have a really clear intent to help their prospects solve problems, they tend to make way more money.

Mike Irving

Mike Irving is the founder of Advanced Business Abilities, a coaching company designed for established business owners who know they’re capable of more but haven’t yet found a support system that truly meets them where they are. With over two decades of leadership experience, from launching his first business at 21 to managing a national sales force of over 300, Mike understands the highs of entrepreneurial success and the hidden costs that often come with it: burnout, disconnection, and stalled progress. Frustrated by one-size-fits-all coaching programs that glossed over individual nuance, Mike set out to build something different. The result was Advanced Business Abilities: a coaching platform that combines deeply personal insight with practical, strategic execution. One of the unique aspects of ABA’s methodology is the Success Predictor Profile, a proprietary tool backed by 50+ years of scientific research, that helps easily and efficiently identify a person’s strengths, weaknesses, and blindspots and allows ABA to give business owners a custom blueprint for growth, performance, and alignment. Today, Mike works with owners leading teams of 5 or more, who are not just chasing revenue but want to lead with integrity, improve decision-making, and grow without sacrificing their health or values. His approach resonates with founders who are practical, values-driven, and actively investing in their long-term success. Whether he’s coaching in a boardroom or speaking on a podcast, Mike brings a refreshingly honest, grounded voice to the leadership conversation—always focused on helping others do the work that actually works.